Nishadil Finance
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28 Feb,2026 :

EMI Calculator

Plan monthly EMI for Personal, Home, and Auto loans with full repayment schedule.

Personal Loan EMI | Home Loan EMI | Auto Loan EMI
Personal Loan
Part-Payment Events (Month-wise)
Use this mode when user has made multiple part-payments on different months.
Prepayment Summary
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Base EMI
17,088.81
Revised EMI
17,088.81
Total Interest
115,197.34
Total Prepayment
0.00
Total Payment
615,197.34
Tenure Impact
36 / 36 months
Saved: 0 months
EMI Repayment Schedule
36 rows
# Due Month Opening EMI Principal Interest Prepayment Closing Pending %
1 Feb 2026 500,000.00 17,088.81 11,255.48 5,833.33 0.00 488,744.52 97.75%
2 Mar 2026 488,744.52 17,088.81 11,386.80 5,702.02 0.00 477,357.72 95.47%
3 Apr 2026 477,357.72 17,088.81 11,519.64 5,569.17 0.00 465,838.08 93.17%
4 May 2026 465,838.08 17,088.81 11,654.04 5,434.78 0.00 454,184.04 90.84%
5 Jun 2026 454,184.04 17,088.81 11,790.00 5,298.81 0.00 442,394.04 88.48%
6 Jul 2026 442,394.04 17,088.81 11,927.55 5,161.26 0.00 430,466.49 86.09%
7 Aug 2026 430,466.49 17,088.81 12,066.71 5,022.11 0.00 418,399.79 83.68%
8 Sep 2026 418,399.79 17,088.81 12,207.48 4,881.33 0.00 406,192.30 81.24%
9 Oct 2026 406,192.30 17,088.81 12,349.90 4,738.91 0.00 393,842.40 78.77%
10 Nov 2026 393,842.40 17,088.81 12,493.99 4,594.83 0.00 381,348.41 76.27%
11 Dec 2026 381,348.41 17,088.81 12,639.75 4,449.06 0.00 368,708.66 73.74%
12 Jan 2027 368,708.66 17,088.81 12,787.21 4,301.60 0.00 355,921.45 71.18%
13 Feb 2027 355,921.45 17,088.81 12,936.40 4,152.42 0.00 342,985.05 68.60%
14 Mar 2027 342,985.05 17,088.81 13,087.32 4,001.49 0.00 329,897.73 65.98%
15 Apr 2027 329,897.73 17,088.81 13,240.01 3,848.81 0.00 316,657.72 63.33%
16 May 2027 316,657.72 17,088.81 13,394.47 3,694.34 0.00 303,263.24 60.65%
17 Jun 2027 303,263.24 17,088.81 13,550.74 3,538.07 0.00 289,712.50 57.94%
18 Jul 2027 289,712.50 17,088.81 13,708.84 3,379.98 0.00 276,003.66 55.20%
19 Aug 2027 276,003.66 17,088.81 13,868.77 3,220.04 0.00 262,134.89 52.43%
20 Sep 2027 262,134.89 17,088.81 14,030.57 3,058.24 0.00 248,104.32 49.62%
21 Oct 2027 248,104.32 17,088.81 14,194.26 2,894.55 0.00 233,910.05 46.78%
22 Nov 2027 233,910.05 17,088.81 14,359.86 2,728.95 0.00 219,550.19 43.91%
23 Dec 2027 219,550.19 17,088.81 14,527.40 2,561.42 0.00 205,022.79 41.00%
24 Jan 2028 205,022.79 17,088.81 14,696.88 2,391.93 0.00 190,325.91 38.07%
25 Feb 2028 190,325.91 17,088.81 14,868.35 2,220.47 0.00 175,457.56 35.09%
26 Mar 2028 175,457.56 17,088.81 15,041.81 2,047.00 0.00 160,415.75 32.08%
27 Apr 2028 160,415.75 17,088.81 15,217.30 1,871.52 0.00 145,198.46 29.04%
28 May 2028 145,198.46 17,088.81 15,394.83 1,693.98 0.00 129,803.62 25.96%
29 Jun 2028 129,803.62 17,088.81 15,574.44 1,514.38 0.00 114,229.18 22.85%
30 Jul 2028 114,229.18 17,088.81 15,756.14 1,332.67 0.00 98,473.04 19.69%
31 Aug 2028 98,473.04 17,088.81 15,939.96 1,148.85 0.00 82,533.08 16.51%
32 Sep 2028 82,533.08 17,088.81 16,125.93 962.89 0.00 66,407.15 13.28%
33 Oct 2028 66,407.15 17,088.81 16,314.06 774.75 0.00 50,093.09 10.02%
34 Nov 2028 50,093.09 17,088.81 16,504.40 584.42 0.00 33,588.69 6.72%
35 Dec 2028 33,588.69 17,088.81 16,696.95 391.87 0.00 16,891.74 3.38%
36 Jan 2029 16,891.74 17,088.81 16,891.74 197.07 0.00 0.00 0.00%