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28 Feb,2026 :

EMI Calculator

Plan monthly EMI for Personal, Home, and Auto loans with full repayment schedule.

Personal Loan EMI | Home Loan EMI | Auto Loan EMI
Auto Loan
Part-Payment Events (Month-wise)
Use this mode when user has made multiple part-payments on different months.
Prepayment Summary
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Base EMI
25,202.23
Revised EMI
25,202.23
Total Interest
312,134.01
Total Prepayment
0.00
Total Payment
1,512,134.01
Tenure Impact
60 / 60 months
Saved: 0 months
EMI Repayment Schedule
60 rows
# Due Month Opening EMI Principal Interest Prepayment Closing Pending %
1 Feb 2026 1,200,000.00 25,202.23 15,702.23 9,500.00 0.00 1,184,297.77 98.69%
2 Mar 2026 1,184,297.77 25,202.23 15,826.54 9,375.69 0.00 1,168,471.22 97.37%
3 Apr 2026 1,168,471.22 25,202.23 15,951.84 9,250.40 0.00 1,152,519.39 96.04%
4 May 2026 1,152,519.39 25,202.23 16,078.12 9,124.11 0.00 1,136,441.27 94.70%
5 Jun 2026 1,136,441.27 25,202.23 16,205.41 8,996.83 0.00 1,120,235.86 93.35%
6 Jul 2026 1,120,235.86 25,202.23 16,333.70 8,868.53 0.00 1,103,902.16 91.99%
7 Aug 2026 1,103,902.16 25,202.23 16,463.01 8,739.23 0.00 1,087,439.15 90.62%
8 Sep 2026 1,087,439.15 25,202.23 16,593.34 8,608.89 0.00 1,070,845.81 89.24%
9 Oct 2026 1,070,845.81 25,202.23 16,724.70 8,477.53 0.00 1,054,121.11 87.84%
10 Nov 2026 1,054,121.11 25,202.23 16,857.11 8,345.13 0.00 1,037,264.00 86.44%
11 Dec 2026 1,037,264.00 25,202.23 16,990.56 8,211.67 0.00 1,020,273.44 85.02%
12 Jan 2027 1,020,273.44 25,202.23 17,125.07 8,077.16 0.00 1,003,148.37 83.60%
13 Feb 2027 1,003,148.37 25,202.23 17,260.64 7,941.59 0.00 985,887.73 82.16%
14 Mar 2027 985,887.73 25,202.23 17,397.29 7,804.94 0.00 968,490.44 80.71%
15 Apr 2027 968,490.44 25,202.23 17,535.02 7,667.22 0.00 950,955.42 79.25%
16 May 2027 950,955.42 25,202.23 17,673.84 7,528.40 0.00 933,281.58 77.77%
17 Jun 2027 933,281.58 25,202.23 17,813.75 7,388.48 0.00 915,467.83 76.29%
18 Jul 2027 915,467.83 25,202.23 17,954.78 7,247.45 0.00 897,513.05 74.79%
19 Aug 2027 897,513.05 25,202.23 18,096.92 7,105.31 0.00 879,416.13 73.28%
20 Sep 2027 879,416.13 25,202.23 18,240.19 6,962.04 0.00 861,175.94 71.76%
21 Oct 2027 861,175.94 25,202.23 18,384.59 6,817.64 0.00 842,791.35 70.23%
22 Nov 2027 842,791.35 25,202.23 18,530.14 6,672.10 0.00 824,261.21 68.69%
23 Dec 2027 824,261.21 25,202.23 18,676.83 6,525.40 0.00 805,584.38 67.13%
24 Jan 2028 805,584.38 25,202.23 18,824.69 6,377.54 0.00 786,759.69 65.56%
25 Feb 2028 786,759.69 25,202.23 18,973.72 6,228.51 0.00 767,785.97 63.98%
26 Mar 2028 767,785.97 25,202.23 19,123.93 6,078.31 0.00 748,662.04 62.39%
27 Apr 2028 748,662.04 25,202.23 19,275.33 5,926.91 0.00 729,386.72 60.78%
28 May 2028 729,386.72 25,202.23 19,427.92 5,774.31 0.00 709,958.79 59.16%
29 Jun 2028 709,958.79 25,202.23 19,581.73 5,620.51 0.00 690,377.07 57.53%
30 Jul 2028 690,377.07 25,202.23 19,736.75 5,465.49 0.00 670,640.32 55.89%
31 Aug 2028 670,640.32 25,202.23 19,893.00 5,309.24 0.00 650,747.32 54.23%
32 Sep 2028 650,747.32 25,202.23 20,050.48 5,151.75 0.00 630,696.84 52.56%
33 Oct 2028 630,696.84 25,202.23 20,209.22 4,993.02 0.00 610,487.62 50.87%
34 Nov 2028 610,487.62 25,202.23 20,369.21 4,833.03 0.00 590,118.41 49.18%
35 Dec 2028 590,118.41 25,202.23 20,530.46 4,671.77 0.00 569,587.95 47.47%
36 Jan 2029 569,587.95 25,202.23 20,693.00 4,509.24 0.00 548,894.96 45.74%
37 Feb 2029 548,894.96 25,202.23 20,856.82 4,345.42 0.00 528,038.14 44.00%
38 Mar 2029 528,038.14 25,202.23 21,021.93 4,180.30 0.00 507,016.21 42.25%
39 Apr 2029 507,016.21 25,202.23 21,188.36 4,013.88 0.00 485,827.85 40.49%
40 May 2029 485,827.85 25,202.23 21,356.10 3,846.14 0.00 464,471.76 38.71%
41 Jun 2029 464,471.76 25,202.23 21,525.17 3,677.07 0.00 442,946.59 36.91%
42 Jul 2029 442,946.59 25,202.23 21,695.57 3,506.66 0.00 421,251.02 35.10%
43 Aug 2029 421,251.02 25,202.23 21,867.33 3,334.90 0.00 399,383.69 33.28%
44 Sep 2029 399,383.69 25,202.23 22,040.45 3,161.79 0.00 377,343.24 31.45%
45 Oct 2029 377,343.24 25,202.23 22,214.93 2,987.30 0.00 355,128.31 29.59%
46 Nov 2029 355,128.31 25,202.23 22,390.80 2,811.43 0.00 332,737.51 27.73%
47 Dec 2029 332,737.51 25,202.23 22,568.06 2,634.17 0.00 310,169.45 25.85%
48 Jan 2030 310,169.45 25,202.23 22,746.73 2,455.51 0.00 287,422.72 23.95%
49 Feb 2030 287,422.72 25,202.23 22,926.80 2,275.43 0.00 264,495.92 22.04%
50 Mar 2030 264,495.92 25,202.23 23,108.31 2,093.93 0.00 241,387.61 20.12%
51 Apr 2030 241,387.61 25,202.23 23,291.25 1,910.99 0.00 218,096.36 18.17%
52 May 2030 218,096.36 25,202.23 23,475.64 1,726.60 0.00 194,620.72 16.22%
53 Jun 2030 194,620.72 25,202.23 23,661.49 1,540.75 0.00 170,959.24 14.25%
54 Jul 2030 170,959.24 25,202.23 23,848.81 1,353.43 0.00 147,110.43 12.26%
55 Aug 2030 147,110.43 25,202.23 24,037.61 1,164.62 0.00 123,072.82 10.26%
56 Sep 2030 123,072.82 25,202.23 24,227.91 974.33 0.00 98,844.92 8.24%
57 Oct 2030 98,844.92 25,202.23 24,419.71 782.52 0.00 74,425.20 6.20%
58 Nov 2030 74,425.20 25,202.23 24,613.03 589.20 0.00 49,812.17 4.15%
59 Dec 2030 49,812.17 25,202.23 24,807.89 394.35 0.00 25,004.28 2.08%
60 Jan 2031 25,004.28 25,202.23 25,004.28 197.95 0.00 0.00 0.00%